An installment loan is also known as a signature loan, deferred payment loan, or an installment agreement. An installment loan is a kind of contract or agreement between a borrower who takes out a loan and a lender who then lend funds to the borrower.

Usually the term of such loan can be up to time needed for the borrower. In exchange for the money borrowed from the lender, the borrower promises to repay it as per the terms and conditions of the lender once the amount has been repaid.

These loans can be used for a number of purposes like making home improvements, purchasing expensive cars or other expensive items, paying off credit card debt or any other unsecured debts and even to make some instant cash.


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